What is Medicare?
Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also provides coverage for people with disabilities who receive Social Security Disability Insurance (SSDI).
When Does Medicare Coverage Begin for SSDI Beneficiaries?
Medicare coverage begins automatically after 24 months of receiving SSDI benefits, regardless of whether you engage in substantial gainful activity.
How Can I Continue to Receive Medicare After My Trial Work Period?
After your Trial Work Period, you can maintain your Medicare coverage for at least 93 months, as long as you still have a disabling impairment. This provision ensures health insurance continues even if you return to work and engage in Substantial Gainful Activity. You will not have to pay a premium for hospital insurance, providing essential support during your transition.
What Happens to Medicare Coverage if a Beneficiary Works?
A beneficiary may receive at least 93 months of hospital and medical insurance after the Trial Work Period, as long as they still have a disabling impairment. While cash benefits may cease, this provision guarantees continued health insurance coverage.
Who is Eligible to Buy Medicare Coverage?
Beneficiaries are eligible to buy Medicare coverage if they:
- Have a disabling impairment.
- Have had their Medicare stop due to work.
How Can Disability Services of America Assist With Medicare Options?
Since 2013, Disability Services of America is dedicated to helping individuals understand their Medicare options and navigate the complexities of maintaining coverage while working. Our experienced team can provide personalized guidance to ensure you make informed decisions about your health insurance and benefits.