Impairment-Related Work Expenses (IRWE) are specific costs incurred by individuals with disabilities while working. These expenses are directly related to their impairments and are necessary for them to maintain employment. The Social Security Administration (SSA) allows beneficiaries to deduct these expenses from their countable income when determining eligibility for Supplemental Security Income (SSI) or the amount of Social Security Disability Insurance (SSDI) benefits.
Examples of IRWE:
Common examples of IRWE include:
- Specialized Equipment: Costs for wheelchairs, hearing aids, or other assistive devices.
- Transportation Expenses: Fees for taxi services, accessible public transportation, or vehicle modifications that enable the individual to get to work.
- Attendant Care: Payments for personal care services that assist with daily living tasks while at work.
- Job Coaching and Support Services: Expenses for services that help the individual adapt to their work environment.
How Do IRWE Affect SSI and SSDI Benefits?
The SSA considers IRWE when calculating the countable income for SSI and SSDI beneficiaries. By deducting these expenses, beneficiaries can maintain their benefits while working and earning an income. This is especially important for those in the Ticket to Work program, which encourages individuals with disabilities to explore employment opportunities without the fear of losing their benefits.
Can I Claim IRWE if I’m Working?
Yes, you can claim IRWE if you are working and receiving SSI or SSDI benefits. It’s essential to keep accurate records of your expenses, including receipts and invoices, to provide proof when reporting to the SSA. This documentation will help ensure that you receive the maximum benefit from your IRWE deductions.
How Disability Services of America Can Assist You With IRWE?
At Disability Services of America, we understand that navigating the complexities of SSI and SSDI can be challenging, especially when it comes to understanding and claiming IRWE. Our experienced team is here to help you identify eligible expenses, maintain accurate documentation, and complete the necessary paperwork to ensure you receive the benefits you deserve.