Navigating government benefits can be challenging, especially for dialysis patients seeking assistance. Below are frequently asked questions about available government benefits, including the Ticket to Work program and Social Security Disability Insurance (SSDI). 

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1. What government benefits are available for dialysis patients? 

Dialysis patients may be eligible for several government benefits, including:  

  • Social Security Disability Insurance (SSDI): Provides financial assistance to individuals who have worked and paid Social Security taxes but are now unable to work due to a medical condition.  
  • Supplemental Security Income (SSI): Offers financial aid based on financial need, regardless of work history.  
  • Medicare: Available to individuals with End-Stage Renal Disease (ESRD), covering dialysis treatments and related medical services. 
  • Medicaid:  Available to all individuals with disabilities based on household income.  You may also maintain your eligibility for Medicaid Benefits based on the 1619(b) protections for workers with disabilities. 

As a client who utilizes our services, we can make referrals for you to apply for Medicaid Insurance benefits, Food Assistance (SNAP) Benefits, Housing Voucher Assistant, Transportation Assistance, Rental Payment Assistance if you fall behind on paying rent, mortgage, or HOA payments (depending on the State where you live), etc. 

2. How does the Ticket to Work program assist dialysis patients? 

The Ticket to Work program is a free and voluntary program by the SSA that supports career development for individuals receiving disability benefits who are interested in returning to work. It offers:  

  • Vocational rehabilitation.  
  • Career & Benefits Counseling 
  • Customized resume development. 
  • Practice interviewing. 
  • Guidance and referrals for career training plans.  
  • Job seeking skills training.  
  • Guidance how to overcome barriers to employment.  
  • Other employment support services.  

This program helps beneficiaries achieve financial independence while maintaining access to necessary healthcare.  

3. Can I work while receiving disability benefits for dialysis? 

Yes, you can work while receiving disability benefits. The SSA provides work incentives, such as the Trial Work Period, allowing beneficiaries to test their ability to work without immediately losing benefits. During this period, you can receive full benefits regardless of earnings, provided you report your work activity to the SSA.    

4. How do I apply for these benefits? 

You can utilize or services to help you apply for SSDI or SSI benefits.  To apply for benefits it is free.  SSA will allow us to receive a fee from your past due benefits but it must be approved by Social Security and our fees are capped. 

  • Online: Complete a form to request contact from a team member.  
  • Phone: Call 708-377-9941.  You may also click the green button on our website to speak to a team member. 
  • In-Person: Visit our office in Elmhurst Illinois.  

If you are already receiving SSI and/or SSDI benefits; and would like to work, then you are most likely eligible for the Ticket to Work program.  Our company is an approved Employment Network registered with the SSA Ticket to Work program.  Please call us – it will be an honor to assist you with your return to work endeavors! 

5. Are there resources to help me understand and apply for these benefits? 

Yes, several organizations offer assistance:  

  • American Association of Kidney Patients (AAKP): Provides information on qualifying for Social Security benefits with kidney disease.  
  • Social Security Administration (SSA): Offers publications and resources detailing available benefits and application processes.  

6. How does Medicare coverage work for dialysis patients? 

Medicare coverage for individuals with End-Stage Renal Disease (ESRD) typically begins:  

  • On the fourth month of dialysis when the beneficiary participates in dialysis treatment in a dialysis facility. 
  • Medicare coverage can start as early as the first month of dialysis if the beneficiary takes part in a home dialysis training program in a Medicare-approved training facility to learn how to do self-dialysis treatment at home.  

7. Are there state-specific resources available for dialysis patients? 

Yes, various states offer resources tailored to dialysis patients. The Renal Support Network provides a comprehensive list of kidney disease resources by state, including:  

  • ESRD offices. 
  • Temporary transplant housing. 
  • Government websites. 
  • Organ donation assistance. 
  • Local kidney disease patient groups. 

These resources can help patients find support within their local communities. 

8. What laws protect the rights of dialysis patients in the workplace? 

Several laws protect the rights of dialysis patients in the workplace, including: 

  • Americans with Disabilities Act (ADA): Prohibits discrimination based on disability and requires employers to provide reasonable accommodations.  
  • Family and Medical Leave Act (FMLA): Allows eligible employees to take unpaid, job-protected leave for specified family and medical reasons.  
  • Ticket to Work and Work Incentives Improvement Act of 1999: Provides beneficiaries with disabilities expanded options for accessing employment services.  
  • Social Security Work Incentive Programs: Offer various supports to help beneficiaries transition back to work.  

Understanding these protections can help dialysis patients navigate employment while managing their health. 

9. How can vocational rehabilitation services assist dialysis patients? 

You may also contact your local State Vocational Rehabilitation (VR) office for assistance.  There may be delays in getting services or receiving referrals to State VR vendors or service providers.  If you would like faster assistance then please call us! Individuals who receive dialysis may receive the following from their State VR provider:  

  • Vocational rehabilitation.  
  • Career & Benefits Counseling 
  • Customized resume development. 
  • Practice interviewing. 
  • Guidance and referrals for career training plans.  
  • Job seeking skills training.  
  • Guidance how to overcome barriers to employment.  
  • Other employment support services. 

These services aim to help individuals with disabilities, including those undergoing dialysis, to prepare for, obtain, or retain employment.  

Navigating government benefits and employment opportunities while managing dialysis treatments can be complex. However, numerous programs and resources are available to support dialysis patients in achieving financial stability and maintaining their health.